Every Step

OF THE WAY

First-time
homebuyers, we’re
here for you!

WHAT YOU NEED TO KNOW BEFORE YOU BUY…

Buying a home?
find your perfect
loan today.

A DREAM LOAN FOR EVERY HOME (AND SITUATION) …

Looking to
refinance? let’s
talk numbers.

LET US HELP YOU FIND YOUR FIRST RATE OPTIONS …

At Residential Capital Mortgage Inc., we know that a home purchase is often the largest investment you will make in your lifetime. Our team works together to deliver the best mortgage experience possible. We will be there for you every step of the way, offering resources to help you understand the mortgage process and determine which one of our unique mortgage programs is the best fit for you.

CHECK OUR CALCULATORS

Tools You Can Use

Mortgage
Amortization
Calculator

LET’S LOOK AT A SCHEDULE OF LOAN PAYMENTS

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Refinance
Calculator

SHOULD I REFINANCE?

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Mortgage
Payment
Calculator

HOW MUCH CAN I AFFORD ?

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Prepayment
Savings
Calculator

SAVE MONEY WITH EXTRA PAYMENTS

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OUR LATEST NEWS

Residential Capital Mortgage Inc. Blog

Want to buy a house with cash? Read this first

If you can buy a house with cash, you'll be in a strong position to negotiate. But don't forget the drawbacks that come with cash home buying.

Mortgage rates today, July 29, 2020, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend

Will mortgage rates fall again after this week’s Fed meeting?

Editor’s note: This article was originally published on June 10, 2020, and updated on July 28, 2020, with the latest Fed forecasts Don’t wait on the Fed for lower mortgage

Should I pay off my mortgage or invest the money instead?

You have extra cash — should you pay off your mortgage early or invest? Here's how to decide.

Mortgage rates today, July 28, 2020, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend

How to shop for mortgage rates when you feel rushed to lock

You want the lowest mortgage rate, but you feel rushed to lock in a loan. Here's how to shop for the best mortgage or refinance rates if you're in a

Mortgage rates today, July 27, 2020, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend

LoanDepot Mortgage Review for 2020

loanDepot mortgage review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.

USAA Mortgage Review for 2020

USAA mortgage review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.

Mortgage rates today, July 24, 2020, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend

Bank of America Mortgage Review for 2020

Bank of America mortgage review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.

Refinance to current mortgage rates without “starting over” at 30 years

Want to refinance but don't want to your loan to reset 30 years? Here's how to do it. Full analysis and strategy, plus today's live rate quotes.